Hail & Wind Damage Insurance Claims
Hail and wind damage can result in leakage that may damage the interior of your home. Even if you do not experience immediate problems, over time the damage caused by hail can lead to significant roofing problems. It’s important to contact an experienced roofing expert and your insurance company to inspect your roof after a hailstorm.
Top risks when hiring unlicensed, unbonded and uninsured contractors:
- Limited legal action: You have limited legal actions against an unlicensed contractor and could result in expensive litigation in civil court.
- Injuries on your property: You could pay for any injuries they incur while working on your property if they do not have worker’s compensation insurance.
- Unfinished work: It could be difficult to be compensated for unfinished work if the contractor is not bonded.
- Responsible for home damages: You may be responsible for paying for damages caused to your home by the uninsured roofer if they do not limited liability insurance.
- Not meeting local building codes: You may have to redo the work down the road if the unlicensed contractor does not meet local building codes.
- Low quality workmanship: Working with an unlicensed contractor could lead to low quality workmanship.
How to make sure you are working with a reputable company:
- Verify the contractor is licensed, bonded & insured
- Ask your insurance representative for a list of approved roofing contractors in your area
- Check their Better Business Bureau ratings
- Get referrals from friends and family
- Check their online ratings on Yelp and Google